Publications The Main and AE Plans
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Investment options

A guide to the investment funds available for investing your pension account in The Main and AE Plans and the factors you should consider when deciding where to invest:

Your Investment Options


The Think SMART booklet is a guide to SMART, the Company 'salary sacrifice' arrangement for paying contributions. For most members, SMART reduces National Insurance costs and increases take-home pay. You will automatically pay your contributions to The Main and AE Plans through SMART unless you choose to opt out.

Plan summary

A summary of the Aegon Stakeholder Plan for Xerox employees (The Main and AE Plans)

Retirement savings

The leaflet – How will you spend your retirement savings? – explains the latest changes to the rules governing how you can take your retirement savings from the Plan. There are three versions to choose from – click the most relevant to you:

– Members age 30 and under

– Members age 31 to 45

– Members age 46 and over


Changes to tax benefits on pension savings (effective from April 2016) are explained in this leaflet:

Annual Allowance & Lifetime Allowance – Impact of changes from April 2016.

If you would like to view publications for the Xerox Final Salary Pension Scheme (now closed), please click here.